Affordable

What Salary Do You Need to Live in Radcliff?

To afford a 2-bedroom in Radcliff, you need to earn at least $43,240/year based on estimated fair market rent data. The median household income here is $54,558, which means the typical resident is $11,318 above the threshold.

Census ACS Data Pop. 22,981

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$757	$2,523	$30,280	$-24,278
1 Bedroom	$897	$2,990	$35,880	$-18,678
2 Bedroom BENCHMARK	$1,081	$3,603	$43,240	$-11,318
3 Bedroom	$1,319	$4,397	$52,760	$-1,798
4 Bedroom	$1,622	$5,407	$64,880	+$10,322

Affordability Breakdown

Where the required salary line crosses above Radcliff's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$54,558

Annual household

2BR Required Salary

$43,240

Under 30% rule

Income Gap

+$11,318

Surplus

Verdict

Affordable

Ratio: 23.8%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Radcliff

Your Annual Salary

Pre-filled with Radcliff's median household income

Max monthly rent you can afford$1,364

Studio

$757/mo

1 BR

$897/mo

2 BR

$1,081/mo

3 BR

$1,319/mo

4 BR

$1,622/mo

Your salary is $0 above the median income in Radcliff.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Radcliff's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Radcliff

Living in Radcliff is well within reach for most median-income earners. With a $11,318 cushion between what residents earn and what a 2-bedroom requires, households in Radcliff typically have meaningful financial flexibility after housing costs.

For remote workers or relocators evaluating Radcliff, a studio at $757/month offers an even more aggressive savings rate. Even a 3-bedroom at $1,319/month remains accessible for dual-income households earning above $52,760.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $64,860 would position you well — though many residents in Radcliff manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Radcliff, Kentucky.

With a total population of 22,981, the city supports an active civilian workforce of 9,663 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $43,240 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

9,663

Active civilian employees in Radcliff

Frequently Asked Questions About Renting in Radcliff

What salary do I need to live in Radcliff, Kentucky?

To afford a 2-bedroom in Radcliff under the 30% rule, you need an annual salary of at least $43,240. The median household income in Radcliff is $54,558.

Can I afford a 2-bedroom in Radcliff on $54,558?

The affordability verdict for Radcliff is "Affordable". The rent-to-income ratio is 23.8%, meaning median earners have a $11,318 surplus.

What is the average rent in Radcliff compared to median income?

The median gross rent in Radcliff is $897/month. With a median household income of $54,558, residents spend approximately 23.8% of their income on rent.

What salary do I need for a studio in Radcliff?

A studio in Radcliff rents for approximately $757/month. Under the 30% rule, you need an annual salary of $30,280 to afford this.

Is Radcliff considered an affordable place to live?

Based on the surplus of $11,318 and an affordability verdict of "Affordable", Radcliff is considered a affordable rental market when comparing the required 2-bedroom salary of $43,240 to the local median household income.

How Radcliff Compares

Other cities in Kentucky with salary requirements