Affordable

What Salary Do You Need to Live in Campbellsville?

To afford a 2-bedroom in Campbellsville, you need to earn at least $31,560/year based on estimated fair market rent data. The median household income here is $53,254, which means the typical resident is $21,694 above the threshold.

Census ACS Data Pop. 11,434

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$552	$1,840	$22,080	$-31,174
1 Bedroom	$655	$2,183	$26,200	$-27,054
2 Bedroom BENCHMARK	$789	$2,630	$31,560	$-21,694
3 Bedroom	$963	$3,210	$38,520	$-14,734
4 Bedroom	$1,184	$3,947	$47,360	$-5,894

Affordability Breakdown

Where the required salary line crosses above Campbellsville's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$53,254

Annual household

2BR Required Salary

$31,560

Under 30% rule

Income Gap

+$21,694

Surplus

Verdict

Affordable

Ratio: 17.8%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Campbellsville

Your Annual Salary

Pre-filled with Campbellsville's median household income

Max monthly rent you can afford$1,331

Studio

$552/mo

1 BR

$655/mo

2 BR

$789/mo

3 BR

$963/mo

4 BR

$1,184/mo

Your salary is $0 above the median income in Campbellsville.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Campbellsville's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Campbellsville

Campbellsville, Kentucky stands out as one of the more financially accessible housing markets in the state. The median household income of $53,254 significantly exceeds the $31,560 needed to comfortably afford a 2-bedroom at 30% of gross income — leaving a $21,694 annual surplus for savings, debt repayment, or lifestyle spending.

For remote workers or relocators evaluating Campbellsville, a studio at $552/month offers an even more aggressive savings rate. Even a 3-bedroom at $963/month remains accessible for dual-income households earning above $38,520.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $47,340 would position you well — though many residents in Campbellsville manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Campbellsville, Kentucky.

With a total population of 11,434, the city supports an active civilian workforce of 4,755 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $31,560 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

4,755

Active civilian employees in Campbellsville

Frequently Asked Questions About Renting in Campbellsville

What salary do I need to live in Campbellsville, Kentucky?

To afford a 2-bedroom in Campbellsville under the 30% rule, you need an annual salary of at least $31,560. The median household income in Campbellsville is $53,254.

Can I afford a 2-bedroom in Campbellsville on $53,254?

The affordability verdict for Campbellsville is "Affordable". The rent-to-income ratio is 17.8%, meaning median earners have a $21,694 surplus.

What is the average rent in Campbellsville compared to median income?

The median gross rent in Campbellsville is $655/month. With a median household income of $53,254, residents spend approximately 17.8% of their income on rent.

What salary do I need for a studio in Campbellsville?

A studio in Campbellsville rents for approximately $552/month. Under the 30% rule, you need an annual salary of $22,080 to afford this.

Is Campbellsville considered an affordable place to live?

Based on the surplus of $21,694 and an affordability verdict of "Affordable", Campbellsville is considered a affordable rental market when comparing the required 2-bedroom salary of $31,560 to the local median household income.

How Campbellsville Compares

Other cities in Kentucky with salary requirements