Affordable

What Salary Do You Need to Live in Loyal?

To afford a 2-bedroom in Loyal, you need to earn at least $39,960/year based on estimated fair market rent data. The median household income here is $59,938, which means the typical resident is $19,978 above the threshold.

Census ACS Data Pop. 1,328

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$699	$2,330	$27,960	$-31,978
1 Bedroom	$829	$2,763	$33,160	$-26,778
2 Bedroom BENCHMARK	$999	$3,330	$39,960	$-19,978
3 Bedroom	$1,219	$4,063	$48,760	$-11,178
4 Bedroom	$1,499	$4,997	$59,960	+$22

Affordability Breakdown

Where the required salary line crosses above Loyal's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$59,938

Annual household

2BR Required Salary

$39,960

Under 30% rule

Income Gap

+$19,978

Surplus

Verdict

Affordable

Ratio: 20.0%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Loyal

Your Annual Salary

Pre-filled with Loyal's median household income

Max monthly rent you can afford$1,498

Studio

$699/mo

1 BR

$829/mo

2 BR

$999/mo

3 BR

$1,219/mo

4 BR

$1,499/mo

Your salary is $0 above the median income in Loyal.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Loyal's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Loyal

Living in Loyal is well within reach for most median-income earners. With a $19,978 cushion between what residents earn and what a 2-bedroom requires, households in Loyal typically have meaningful financial flexibility after housing costs.

For remote workers or relocators evaluating Loyal, a studio at $699/month offers an even more aggressive savings rate. Even a 3-bedroom at $1,219/month remains accessible for dual-income households earning above $48,760.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $59,940 would position you well — though many residents in Loyal manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Loyal, Wisconsin.

With a total population of 1,328, the city supports an active civilian workforce of 683 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $39,960 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

683

Active civilian employees in Loyal

Frequently Asked Questions About Renting in Loyal

What salary do I need to live in Loyal, Wisconsin?

To afford a 2-bedroom in Loyal under the 30% rule, you need an annual salary of at least $39,960. The median household income in Loyal is $59,938.

Can I afford a 2-bedroom in Loyal on $59,938?

The affordability verdict for Loyal is "Affordable". The rent-to-income ratio is 20.0%, meaning median earners have a $19,978 surplus.

What is the average rent in Loyal compared to median income?

The median gross rent in Loyal is $829/month. With a median household income of $59,938, residents spend approximately 20.0% of their income on rent.

What salary do I need for a studio in Loyal?

A studio in Loyal rents for approximately $699/month. Under the 30% rule, you need an annual salary of $27,960 to afford this.

Is Loyal considered an affordable place to live?

Based on the surplus of $19,978 and an affordability verdict of "Affordable", Loyal is considered a affordable rental market when comparing the required 2-bedroom salary of $39,960 to the local median household income.

How Loyal Compares

Other cities in Wisconsin with salary requirements