Affordable

What Salary Do You Need to Live in Stevens Point?

To afford a 2-bedroom in Stevens Point, you need to earn at least $41,200/year based on estimated fair market rent data. The median household income here is $53,611, which means the typical resident is $12,411 above the threshold.

Census ACS Data Pop. 25,549

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$721	$2,403	$28,840	$-24,771
1 Bedroom	$855	$2,850	$34,200	$-19,411
2 Bedroom BENCHMARK	$1,030	$3,433	$41,200	$-12,411
3 Bedroom	$1,257	$4,190	$50,280	$-3,331
4 Bedroom	$1,545	$5,150	$61,800	+$8,189

Affordability Breakdown

Where the required salary line crosses above Stevens Point's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$53,611

Annual household

2BR Required Salary

$41,200

Under 30% rule

Income Gap

+$12,411

Surplus

Verdict

Affordable

Ratio: 23.1%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Stevens Point

Your Annual Salary

Pre-filled with Stevens Point's median household income

Max monthly rent you can afford$1,340

Studio

$721/mo

1 BR

$855/mo

2 BR

$1,030/mo

3 BR

$1,257/mo

4 BR

$1,545/mo

Your salary is $0 above the median income in Stevens Point.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Stevens Point's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Stevens Point

Living in Stevens Point is well within reach for most median-income earners. With a $12,411 cushion between what residents earn and what a 2-bedroom requires, households in Stevens Point typically have meaningful financial flexibility after housing costs.

For remote workers or relocators evaluating Stevens Point, a studio at $721/month offers an even more aggressive savings rate. Even a 3-bedroom at $1,257/month remains accessible for dual-income households earning above $50,280.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $61,800 would position you well — though many residents in Stevens Point manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Stevens Point, Wisconsin.

With a total population of 25,549, the city supports an active civilian workforce of 14,970 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $41,200 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

14,970

Active civilian employees in Stevens Point

Frequently Asked Questions About Renting in Stevens Point

What salary do I need to live in Stevens Point, Wisconsin?

To afford a 2-bedroom in Stevens Point under the 30% rule, you need an annual salary of at least $41,200. The median household income in Stevens Point is $53,611.

Can I afford a 2-bedroom in Stevens Point on $53,611?

The affordability verdict for Stevens Point is "Affordable". The rent-to-income ratio is 23.1%, meaning median earners have a $12,411 surplus.

What is the average rent in Stevens Point compared to median income?

The median gross rent in Stevens Point is $855/month. With a median household income of $53,611, residents spend approximately 23.1% of their income on rent.

What salary do I need for a studio in Stevens Point?

A studio in Stevens Point rents for approximately $721/month. Under the 30% rule, you need an annual salary of $28,840 to afford this.

Is Stevens Point considered an affordable place to live?

Based on the surplus of $12,411 and an affordability verdict of "Affordable", Stevens Point is considered a affordable rental market when comparing the required 2-bedroom salary of $41,200 to the local median household income.

How Stevens Point Compares

Other cities in Wisconsin with salary requirements