Unaffordable

What Salary Do You Need to Live in Summerfield?

To afford a 2-bedroom in Summerfield, you need to earn at least $43,360/year based on estimated fair market rent data. The median household income here is $29,412, which means the typical resident is $13,948 below the threshold.

Census ACS Data Pop. 199

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$759	$2,530	$30,360	+$948
1 Bedroom	$900	$3,000	$36,000	+$6,588
2 Bedroom BENCHMARK	$1,084	$3,613	$43,360	+$13,948
3 Bedroom	$1,322	$4,407	$52,880	+$23,468
4 Bedroom	$1,626	$5,420	$65,040	+$35,628

Affordability Breakdown

Where the required salary line crosses above Summerfield's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$29,412

Annual household

2BR Required Salary

$43,360

Under 30% rule

Income Gap

-$13,948

Deficit

Verdict

Unaffordable

Ratio: 44.2%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Summerfield

Your Annual Salary

Pre-filled with Summerfield's median household income

Max monthly rent you can afford$735

Studio

$759/mo

1 BR

$900/mo

2 BR

$1,084/mo

3 BR

$1,322/mo

4 BR

$1,626/mo

Your salary is $0 above the median income in Summerfield.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Summerfield's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Summerfield

Renting in Summerfield is unaffordable for most median earners. The $13,948 income gap means a 2-bedroom at $1,084/month requires significant above-median earnings or a dual-income household to be sustainable.

For those committed to Summerfield, the realistic options are: (1) target a studio at $759/month, which requires $30,360/year — closer to the median; (2) find a roommate for a 2-bedroom, cutting individual costs to ~$542/month; or (3) negotiate remote work and live in a more affordable Ohio city.

To live comfortably in Summerfield without financial strain, you realistically need a household income of $65,040 or higher. This isn't just about rent — it accounts for Ohio's overall cost of living including transportation, food, and healthcare.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Summerfield, Ohio.

With a total population of 199, the city supports an active civilian workforce of 62 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $43,360 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

Active civilian employees in Summerfield

Frequently Asked Questions About Renting in Summerfield

What salary do I need to live in Summerfield, Ohio?

To afford a 2-bedroom in Summerfield under the 30% rule, you need an annual salary of at least $43,360. The median household income in Summerfield is $29,412.

Can I afford a 2-bedroom in Summerfield on $29,412?

The affordability verdict for Summerfield is "Unaffordable". The rent-to-income ratio is 44.2%, meaning there's a $13,948 income gap.

What is the average rent in Summerfield compared to median income?

The median gross rent in Summerfield is $900/month. With a median household income of $29,412, residents spend approximately 44.2% of their income on rent.

What salary do I need for a studio in Summerfield?

A studio in Summerfield rents for approximately $759/month. Under the 30% rule, you need an annual salary of $30,360 to afford this.

Is Summerfield considered an affordable place to live?

Based on the deficit of $13,948 and an affordability verdict of "Unaffordable", Summerfield is considered a unaffordable rental market when comparing the required 2-bedroom salary of $43,360 to the local median household income.

How Summerfield Compares

Other cities in Ohio with salary requirements