Affordable

What Salary Do You Need to Live in Celina?

To afford a 2-bedroom in Celina, you need to earn at least $38,600/year based on estimated fair market rent data. The median household income here is $60,060, which means the typical resident is $21,460 above the threshold.

Census ACS Data Pop. 10,974

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$676	$2,253	$27,040	$-33,020
1 Bedroom	$801	$2,670	$32,040	$-28,020
2 Bedroom BENCHMARK	$965	$3,217	$38,600	$-21,460
3 Bedroom	$1,177	$3,923	$47,080	$-12,980
4 Bedroom	$1,448	$4,827	$57,920	$-2,140

Affordability Breakdown

Where the required salary line crosses above Celina's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$60,060

Annual household

2BR Required Salary

$38,600

Under 30% rule

Income Gap

+$21,460

Surplus

Verdict

Affordable

Ratio: 19.3%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Celina

Your Annual Salary

Pre-filled with Celina's median household income

Max monthly rent you can afford$1,502

Studio

$676/mo

1 BR

$801/mo

2 BR

$965/mo

3 BR

$1,177/mo

4 BR

$1,448/mo

Your salary is $0 above the median income in Celina.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Celina's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Celina

Celina, Ohio stands out as one of the more financially accessible housing markets in the state. The median household income of $60,060 significantly exceeds the $38,600 needed to comfortably afford a 2-bedroom at 30% of gross income — leaving a $21,460 annual surplus for savings, debt repayment, or lifestyle spending.

For remote workers or relocators evaluating Celina, a studio at $676/month offers an even more aggressive savings rate. Even a 3-bedroom at $1,177/month remains accessible for dual-income households earning above $47,080.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $57,900 would position you well — though many residents in Celina manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Celina, Ohio.

With a total population of 10,974, the city supports an active civilian workforce of 5,663 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $38,600 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

5,663

Active civilian employees in Celina

Frequently Asked Questions About Renting in Celina

What salary do I need to live in Celina, Ohio?

To afford a 2-bedroom in Celina under the 30% rule, you need an annual salary of at least $38,600. The median household income in Celina is $60,060.

Can I afford a 2-bedroom in Celina on $60,060?

The affordability verdict for Celina is "Affordable". The rent-to-income ratio is 19.3%, meaning median earners have a $21,460 surplus.

What is the average rent in Celina compared to median income?

The median gross rent in Celina is $801/month. With a median household income of $60,060, residents spend approximately 19.3% of their income on rent.

What salary do I need for a studio in Celina?

A studio in Celina rents for approximately $676/month. Under the 30% rule, you need an annual salary of $27,040 to afford this.

Is Celina considered an affordable place to live?

Based on the surplus of $21,460 and an affordability verdict of "Affordable", Celina is considered a affordable rental market when comparing the required 2-bedroom salary of $38,600 to the local median household income.

How Celina Compares

Other cities in Ohio with salary requirements