Affordable

What Salary Do You Need to Live in South Sioux City?

To afford a 2-bedroom in South Sioux City, you need to earn at least $46,400/year based on estimated fair market rent data. The median household income here is $62,650, which means the typical resident is $16,250 above the threshold.

Census ACS Data Pop. 13,835

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$812	$2,707	$32,480	$-30,170
1 Bedroom	$963	$3,210	$38,520	$-24,130
2 Bedroom BENCHMARK	$1,160	$3,867	$46,400	$-16,250
3 Bedroom	$1,415	$4,717	$56,600	$-6,050
4 Bedroom	$1,740	$5,800	$69,600	+$6,950

Affordability Breakdown

Where the required salary line crosses above South Sioux City's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$62,650

Annual household

2BR Required Salary

$46,400

Under 30% rule

Income Gap

+$16,250

Surplus

Verdict

Affordable

Ratio: 22.2%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in South Sioux City

Your Annual Salary

Pre-filled with South Sioux City's median household income

Max monthly rent you can afford$1,566

Studio

$812/mo

1 BR

$963/mo

2 BR

$1,160/mo

3 BR

$1,415/mo

4 BR

$1,740/mo

Your salary is $0 above the median income in South Sioux City.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for South Sioux City's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to South Sioux City

Living in South Sioux City is well within reach for most median-income earners. With a $16,250 cushion between what residents earn and what a 2-bedroom requires, households in South Sioux City typically have meaningful financial flexibility after housing costs.

For remote workers or relocators evaluating South Sioux City, a studio at $812/month offers an even more aggressive savings rate. Even a 3-bedroom at $1,415/month remains accessible for dual-income households earning above $56,600.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $69,600 would position you well — though many residents in South Sioux City manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in South Sioux City, Nebraska.

With a total population of 13,835, the city supports an active civilian workforce of 6,940 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $46,400 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

6,940

Active civilian employees in South Sioux City

Frequently Asked Questions About Renting in South Sioux City

What salary do I need to live in South Sioux City, Nebraska?

To afford a 2-bedroom in South Sioux City under the 30% rule, you need an annual salary of at least $46,400. The median household income in South Sioux City is $62,650.

Can I afford a 2-bedroom in South Sioux City on $62,650?

The affordability verdict for South Sioux City is "Affordable". The rent-to-income ratio is 22.2%, meaning median earners have a $16,250 surplus.

What is the average rent in South Sioux City compared to median income?

The median gross rent in South Sioux City is $963/month. With a median household income of $62,650, residents spend approximately 22.2% of their income on rent.

What salary do I need for a studio in South Sioux City?

A studio in South Sioux City rents for approximately $812/month. Under the 30% rule, you need an annual salary of $32,480 to afford this.

Is South Sioux City considered an affordable place to live?

Based on the surplus of $16,250 and an affordability verdict of "Affordable", South Sioux City is considered a affordable rental market when comparing the required 2-bedroom salary of $46,400 to the local median household income.

How South Sioux City Compares

Other cities in Nebraska with salary requirements