Affordable

What Salary Do You Need to Live in Hartington?

To afford a 2-bedroom in Hartington, you need to earn at least $31,920/year based on estimated fair market rent data. The median household income here is $79,444, which means the typical resident is $47,524 above the threshold.

Census ACS Data Pop. 1,552

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$559	$1,863	$22,360	$-57,084
1 Bedroom	$662	$2,207	$26,480	$-52,964
2 Bedroom BENCHMARK	$798	$2,660	$31,920	$-47,524
3 Bedroom	$974	$3,247	$38,960	$-40,484
4 Bedroom	$1,197	$3,990	$47,880	$-31,564

Affordability Breakdown

Where the required salary line crosses above Hartington's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$79,444

Annual household

2BR Required Salary

$31,920

Under 30% rule

Income Gap

+$47,524

Surplus

Verdict

Affordable

Ratio: 12.1%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Hartington

Your Annual Salary

Pre-filled with Hartington's median household income

Max monthly rent you can afford$1,986

Studio

$559/mo

1 BR

$662/mo

2 BR

$798/mo

3 BR

$974/mo

4 BR

$1,197/mo

Your salary is $0 above the median income in Hartington.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Hartington's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Hartington

Hartington, Nebraska stands out as one of the more financially accessible housing markets in the state. The median household income of $79,444 significantly exceeds the $31,920 needed to comfortably afford a 2-bedroom at 30% of gross income — leaving a $47,524 annual surplus for savings, debt repayment, or lifestyle spending.

For remote workers or relocators evaluating Hartington, a studio at $559/month offers an even more aggressive savings rate. Even a 3-bedroom at $974/month remains accessible for dual-income households earning above $38,960.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $47,880 would position you well — though many residents in Hartington manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Hartington, Nebraska.

With a total population of 1,552, the city supports an active civilian workforce of 742 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $31,920 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

742

Active civilian employees in Hartington

Frequently Asked Questions About Renting in Hartington

What salary do I need to live in Hartington, Nebraska?

To afford a 2-bedroom in Hartington under the 30% rule, you need an annual salary of at least $31,920. The median household income in Hartington is $79,444.

Can I afford a 2-bedroom in Hartington on $79,444?

The affordability verdict for Hartington is "Affordable". The rent-to-income ratio is 12.1%, meaning median earners have a $47,524 surplus.

What is the average rent in Hartington compared to median income?

The median gross rent in Hartington is $662/month. With a median household income of $79,444, residents spend approximately 12.1% of their income on rent.

What salary do I need for a studio in Hartington?

A studio in Hartington rents for approximately $559/month. Under the 30% rule, you need an annual salary of $22,360 to afford this.

Is Hartington considered an affordable place to live?

Based on the surplus of $47,524 and an affordability verdict of "Affordable", Hartington is considered a affordable rental market when comparing the required 2-bedroom salary of $31,920 to the local median household income.

How Hartington Compares

Other cities in Nebraska with salary requirements