Affordable

What Salary Do You Need to Live in Luke?

To afford a 2-bedroom in Luke, you need to earn at least $33,160/year based on estimated fair market rent data. The median household income here is $63,125, which means the typical resident is $29,965 above the threshold.

Census ACS Data Pop. 94

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$580	$1,933	$23,200	$-39,925
1 Bedroom	$688	$2,293	$27,520	$-35,605
2 Bedroom BENCHMARK	$829	$2,763	$33,160	$-29,965
3 Bedroom	$1,011	$3,370	$40,440	$-22,685
4 Bedroom	$1,244	$4,147	$49,760	$-13,365

Affordability Breakdown

Where the required salary line crosses above Luke's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$63,125

Annual household

2BR Required Salary

$33,160

Under 30% rule

Income Gap

+$29,965

Surplus

Verdict

Affordable

Ratio: 15.8%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Luke

Your Annual Salary

Pre-filled with Luke's median household income

Max monthly rent you can afford$1,578

Studio

$580/mo

1 BR

$688/mo

2 BR

$829/mo

3 BR

$1,011/mo

4 BR

$1,244/mo

Your salary is $0 above the median income in Luke.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Luke's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Luke

Luke, Maryland stands out as one of the more financially accessible housing markets in the state. The median household income of $63,125 significantly exceeds the $33,160 needed to comfortably afford a 2-bedroom at 30% of gross income — leaving a $29,965 annual surplus for savings, debt repayment, or lifestyle spending.

For remote workers or relocators evaluating Luke, a studio at $580/month offers an even more aggressive savings rate. Even a 3-bedroom at $1,011/month remains accessible for dual-income households earning above $40,440.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $49,740 would position you well — though many residents in Luke manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Luke, Maryland.

With a total population of 94, the city supports an active civilian workforce of 42 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $33,160 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

Active civilian employees in Luke

Frequently Asked Questions About Renting in Luke

What salary do I need to live in Luke, Maryland?

To afford a 2-bedroom in Luke under the 30% rule, you need an annual salary of at least $33,160. The median household income in Luke is $63,125.

Can I afford a 2-bedroom in Luke on $63,125?

The affordability verdict for Luke is "Affordable". The rent-to-income ratio is 15.8%, meaning median earners have a $29,965 surplus.

What is the average rent in Luke compared to median income?

The median gross rent in Luke is $688/month. With a median household income of $63,125, residents spend approximately 15.8% of their income on rent.

What salary do I need for a studio in Luke?

A studio in Luke rents for approximately $580/month. Under the 30% rule, you need an annual salary of $23,200 to afford this.

Is Luke considered an affordable place to live?

Based on the surplus of $29,965 and an affordability verdict of "Affordable", Luke is considered a affordable rental market when comparing the required 2-bedroom salary of $33,160 to the local median household income.

How Luke Compares

Other cities in Maryland with salary requirements