Unaffordable

What Salary Do You Need to Live in Barclay?

To afford a 2-bedroom in Barclay, you need to earn at least $82,280/year based on estimated fair market rent data. The median household income here is $54,276, which means the typical resident is $28,004 below the threshold.

Census ACS Data Pop. 175

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$1,440	$4,800	$57,600	+$3,324
1 Bedroom	$1,707	$5,690	$68,280	+$14,004
2 Bedroom BENCHMARK	$2,057	$6,857	$82,280	+$28,004
3 Bedroom	$2,510	$8,367	$100,400	+$46,124
4 Bedroom	$3,086	$10,287	$123,440	+$69,164

Affordability Breakdown

Where the required salary line crosses above Barclay's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$54,276

Annual household

2BR Required Salary

$82,280

Under 30% rule

Income Gap

-$28,004

Deficit

Verdict

Unaffordable

Ratio: 45.5%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Barclay

Your Annual Salary

Pre-filled with Barclay's median household income

Max monthly rent you can afford$1,357

Studio

$1,440/mo

1 BR

$1,707/mo

2 BR

$2,057/mo

3 BR

$2,510/mo

4 BR

$3,086/mo

Your salary is $0 above the median income in Barclay.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Barclay's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Barclay

Barclay, Maryland is one of the most expensive rental markets relative to local incomes. The median household earning $54,276 faces a staggering $28,004 deficit against the $82,280 needed for a 2-bedroom — meaning the typical resident cannot afford market-rate rent under standard financial guidelines.

For those committed to Barclay, the realistic options are: (1) target a studio at $1,440/month, which requires $57,600/year — closer to the median; (2) find a roommate for a 2-bedroom, cutting individual costs to ~$1,029/month; or (3) negotiate remote work and live in a more affordable Maryland city.

To live comfortably in Barclay without financial strain, you realistically need a household income of $123,420 or higher. This isn't just about rent — it accounts for Maryland's overall cost of living including transportation, food, and healthcare.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Barclay, Maryland.

With a total population of 175, the city supports an active civilian workforce of 101 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $82,280 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

101

Active civilian employees in Barclay

Frequently Asked Questions About Renting in Barclay

What salary do I need to live in Barclay, Maryland?

To afford a 2-bedroom in Barclay under the 30% rule, you need an annual salary of at least $82,280. The median household income in Barclay is $54,276.

Can I afford a 2-bedroom in Barclay on $54,276?

The affordability verdict for Barclay is "Unaffordable". The rent-to-income ratio is 45.5%, meaning there's a $28,004 income gap.

What is the average rent in Barclay compared to median income?

The median gross rent in Barclay is $1,707/month. With a median household income of $54,276, residents spend approximately 45.5% of their income on rent.

What salary do I need for a studio in Barclay?

A studio in Barclay rents for approximately $1,440/month. Under the 30% rule, you need an annual salary of $57,600 to afford this.

Is Barclay considered an affordable place to live?

Based on the deficit of $28,004 and an affordability verdict of "Unaffordable", Barclay is considered a unaffordable rental market when comparing the required 2-bedroom salary of $82,280 to the local median household income.

How Barclay Compares

Other cities in Maryland with salary requirements