Affordable

What Salary Do You Need to Live in Sutherland?

To afford a 2-bedroom in Sutherland, you need to earn at least $26,800/year based on estimated fair market rent data. The median household income here is $58,000, which means the typical resident is $31,200 above the threshold.

Census ACS Data Pop. 518

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$469	$1,563	$18,760	$-39,240
1 Bedroom	$556	$1,853	$22,240	$-35,760
2 Bedroom BENCHMARK	$670	$2,233	$26,800	$-31,200
3 Bedroom	$817	$2,723	$32,680	$-25,320
4 Bedroom	$1,005	$3,350	$40,200	$-17,800

Affordability Breakdown

Where the required salary line crosses above Sutherland's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$58,000

Annual household

2BR Required Salary

$26,800

Under 30% rule

Income Gap

+$31,200

Surplus

Verdict

Affordable

Ratio: 13.9%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Sutherland

Your Annual Salary

Pre-filled with Sutherland's median household income

Max monthly rent you can afford$1,450

Studio

$469/mo

1 BR

$556/mo

2 BR

$670/mo

3 BR

$817/mo

4 BR

$1,005/mo

Your salary is $0 above the median income in Sutherland.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Sutherland's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Sutherland

Sutherland, Iowa stands out as one of the more financially accessible housing markets in the state. The median household income of $58,000 significantly exceeds the $26,800 needed to comfortably afford a 2-bedroom at 30% of gross income — leaving a $31,200 annual surplus for savings, debt repayment, or lifestyle spending.

For remote workers or relocators evaluating Sutherland, a studio at $469/month offers an even more aggressive savings rate. Even a 3-bedroom at $817/month remains accessible for dual-income households earning above $32,680.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $40,200 would position you well — though many residents in Sutherland manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Sutherland, Iowa.

With a total population of 518, the city supports an active civilian workforce of 245 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $26,800 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

245

Active civilian employees in Sutherland

Frequently Asked Questions About Renting in Sutherland

What salary do I need to live in Sutherland, Iowa?

To afford a 2-bedroom in Sutherland under the 30% rule, you need an annual salary of at least $26,800. The median household income in Sutherland is $58,000.

Can I afford a 2-bedroom in Sutherland on $58,000?

The affordability verdict for Sutherland is "Affordable". The rent-to-income ratio is 13.9%, meaning median earners have a $31,200 surplus.

What is the average rent in Sutherland compared to median income?

The median gross rent in Sutherland is $556/month. With a median household income of $58,000, residents spend approximately 13.9% of their income on rent.

What salary do I need for a studio in Sutherland?

A studio in Sutherland rents for approximately $469/month. Under the 30% rule, you need an annual salary of $18,760 to afford this.

Is Sutherland considered an affordable place to live?

Based on the surplus of $31,200 and an affordability verdict of "Affordable", Sutherland is considered a affordable rental market when comparing the required 2-bedroom salary of $26,800 to the local median household income.

How Sutherland Compares

Other cities in Iowa with salary requirements