Affordable

What Salary Do You Need to Live in Ladora?

To afford a 2-bedroom in Ladora, you need to earn at least $23,720/year based on estimated fair market rent data. The median household income here is $56,406, which means the typical resident is $32,686 above the threshold.

Census ACS Data Pop. 256

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$415	$1,383	$16,600	$-39,806
1 Bedroom	$492	$1,640	$19,680	$-36,726
2 Bedroom BENCHMARK	$593	$1,977	$23,720	$-32,686
3 Bedroom	$723	$2,410	$28,920	$-27,486
4 Bedroom	$890	$2,967	$35,600	$-20,806

Affordability Breakdown

Where the required salary line crosses above Ladora's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$56,406

Annual household

2BR Required Salary

$23,720

Under 30% rule

Income Gap

+$32,686

Surplus

Verdict

Affordable

Ratio: 12.6%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Ladora

Your Annual Salary

Pre-filled with Ladora's median household income

Max monthly rent you can afford$1,410

Studio

$415/mo

1 BR

$492/mo

2 BR

$593/mo

3 BR

$723/mo

4 BR

$890/mo

Your salary is $0 above the median income in Ladora.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Ladora's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Ladora

Ladora, Iowa stands out as one of the more financially accessible housing markets in the state. The median household income of $56,406 significantly exceeds the $23,720 needed to comfortably afford a 2-bedroom at 30% of gross income — leaving a $32,686 annual surplus for savings, debt repayment, or lifestyle spending.

For remote workers or relocators evaluating Ladora, a studio at $415/month offers an even more aggressive savings rate. Even a 3-bedroom at $723/month remains accessible for dual-income households earning above $28,920.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $35,580 would position you well — though many residents in Ladora manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Ladora, Iowa.

With a total population of 256, the city supports an active civilian workforce of 134 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $23,720 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

134

Active civilian employees in Ladora

Frequently Asked Questions About Renting in Ladora

What salary do I need to live in Ladora, Iowa?

To afford a 2-bedroom in Ladora under the 30% rule, you need an annual salary of at least $23,720. The median household income in Ladora is $56,406.

Can I afford a 2-bedroom in Ladora on $56,406?

The affordability verdict for Ladora is "Affordable". The rent-to-income ratio is 12.6%, meaning median earners have a $32,686 surplus.

What is the average rent in Ladora compared to median income?

The median gross rent in Ladora is $492/month. With a median household income of $56,406, residents spend approximately 12.6% of their income on rent.

What salary do I need for a studio in Ladora?

A studio in Ladora rents for approximately $415/month. Under the 30% rule, you need an annual salary of $16,600 to afford this.

Is Ladora considered an affordable place to live?

Based on the surplus of $32,686 and an affordability verdict of "Affordable", Ladora is considered a affordable rental market when comparing the required 2-bedroom salary of $23,720 to the local median household income.

How Ladora Compares

Other cities in Iowa with salary requirements