Affordable

What Salary Do You Need to Live in Lone Tree?

To afford a 2-bedroom in Lone Tree, you need to earn at least $91,120/year based on estimated fair market rent data. The median household income here is $121,066, which means the typical resident is $29,946 above the threshold.

Census ACS Data Pop. 13,993

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$1,595	$5,317	$63,800	$-57,266
1 Bedroom	$1,891	$6,303	$75,640	$-45,426
2 Bedroom BENCHMARK	$2,278	$7,593	$91,120	$-29,946
3 Bedroom	$2,779	$9,263	$111,160	$-9,906
4 Bedroom	$3,417	$11,390	$136,680	+$15,614

Affordability Breakdown

Where the required salary line crosses above Lone Tree's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$121,066

Annual household

2BR Required Salary

$91,120

Under 30% rule

Income Gap

+$29,946

Surplus

Verdict

Affordable

Ratio: 22.6%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Lone Tree

Your Annual Salary

Pre-filled with Lone Tree's median household income

Max monthly rent you can afford$3,027

Studio

$1,595/mo

1 BR

$1,891/mo

2 BR

$2,278/mo

3 BR

$2,779/mo

4 BR

$3,417/mo

Your salary is $0 above the median income in Lone Tree.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Lone Tree's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Lone Tree

Lone Tree, Colorado stands out as one of the more financially accessible housing markets in the state. The median household income of $121,066 significantly exceeds the $91,120 needed to comfortably afford a 2-bedroom at 30% of gross income — leaving a $29,946 annual surplus for savings, debt repayment, or lifestyle spending.

For remote workers or relocators evaluating Lone Tree, a studio at $1,595/month offers an even more aggressive savings rate. Even a 3-bedroom at $2,779/month remains accessible for dual-income households earning above $111,160.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $136,680 would position you well — though many residents in Lone Tree manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Lone Tree, Colorado.

With a total population of 13,993, the city supports an active civilian workforce of 8,228 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $91,120 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

8,228

Active civilian employees in Lone Tree

Frequently Asked Questions About Renting in Lone Tree

What salary do I need to live in Lone Tree, Colorado?

To afford a 2-bedroom in Lone Tree under the 30% rule, you need an annual salary of at least $91,120. The median household income in Lone Tree is $121,066.

Can I afford a 2-bedroom in Lone Tree on $121,066?

The affordability verdict for Lone Tree is "Affordable". The rent-to-income ratio is 22.6%, meaning median earners have a $29,946 surplus.

What is the average rent in Lone Tree compared to median income?

The median gross rent in Lone Tree is $1,891/month. With a median household income of $121,066, residents spend approximately 22.6% of their income on rent.

What salary do I need for a studio in Lone Tree?

A studio in Lone Tree rents for approximately $1,595/month. Under the 30% rule, you need an annual salary of $63,800 to afford this.

Is Lone Tree considered an affordable place to live?

Based on the surplus of $29,946 and an affordability verdict of "Affordable", Lone Tree is considered a affordable rental market when comparing the required 2-bedroom salary of $91,120 to the local median household income.

How Lone Tree Compares

Other cities in Colorado with salary requirements