Affordable

What Salary Do You Need to Live in Commerce City?

To afford a 2-bedroom in Commerce City, you need to earn at least $74,200/year based on estimated fair market rent data. The median household income here is $96,484, which means the typical resident is $22,284 above the threshold.

Census ACS Data Pop. 63,050

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$1,299	$4,330	$51,960	$-44,524
1 Bedroom	$1,540	$5,133	$61,600	$-34,884
2 Bedroom BENCHMARK	$1,855	$6,183	$74,200	$-22,284
3 Bedroom	$2,263	$7,543	$90,520	$-5,964
4 Bedroom	$2,783	$9,277	$111,320	+$14,836

Affordability Breakdown

Where the required salary line crosses above Commerce City's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$96,484

Annual household

2BR Required Salary

$74,200

Under 30% rule

Income Gap

+$22,284

Surplus

Verdict

Affordable

Ratio: 23.1%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Commerce City

Your Annual Salary

Pre-filled with Commerce City's median household income

Max monthly rent you can afford$2,412

Studio

$1,299/mo

1 BR

$1,540/mo

2 BR

$1,855/mo

3 BR

$2,263/mo

4 BR

$2,783/mo

Your salary is $0 above the median income in Commerce City.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Commerce City's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Commerce City

Commerce City, Colorado stands out as one of the more financially accessible housing markets in the state. The median household income of $96,484 significantly exceeds the $74,200 needed to comfortably afford a 2-bedroom at 30% of gross income — leaving a $22,284 annual surplus for savings, debt repayment, or lifestyle spending.

For remote workers or relocators evaluating Commerce City, a studio at $1,299/month offers an even more aggressive savings rate. Even a 3-bedroom at $2,263/month remains accessible for dual-income households earning above $90,520.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $111,300 would position you well — though many residents in Commerce City manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Commerce City, Colorado.

With a total population of 63,050, the city supports an active civilian workforce of 32,175 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $74,200 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

32,175

Active civilian employees in Commerce City

Frequently Asked Questions About Renting in Commerce City

What salary do I need to live in Commerce City, Colorado?

To afford a 2-bedroom in Commerce City under the 30% rule, you need an annual salary of at least $74,200. The median household income in Commerce City is $96,484.

Can I afford a 2-bedroom in Commerce City on $96,484?

The affordability verdict for Commerce City is "Affordable". The rent-to-income ratio is 23.1%, meaning median earners have a $22,284 surplus.

What is the average rent in Commerce City compared to median income?

The median gross rent in Commerce City is $1,540/month. With a median household income of $96,484, residents spend approximately 23.1% of their income on rent.

What salary do I need for a studio in Commerce City?

A studio in Commerce City rents for approximately $1,299/month. Under the 30% rule, you need an annual salary of $51,960 to afford this.

Is Commerce City considered an affordable place to live?

Based on the surplus of $22,284 and an affordability verdict of "Affordable", Commerce City is considered a affordable rental market when comparing the required 2-bedroom salary of $74,200 to the local median household income.

How Commerce City Compares

Other cities in Colorado with salary requirements