2025 Income Limits

What Is 80% AMI in Stonington town, Maine?

The Area Median Income in Stonington town is $96,600 for a family of four, meaning 80% AMI is $77,100 and 50% AMI is $48,200.

HUD 2025 Data Official Income Limits

2025 AMI Breakdown — Stonington town

AMI Tier	1 Person	2 Person	3 Person	4 Person	5 Person	6 Person	7 Person	8 Person
30% AMI	$20,250	$23,150	$26,650	$32,150	$37,650	$43,150	$48,650	$54,150
50% AMI	$33,750	$38,600	$43,400	$48,200	$52,100	$55,950	$59,800	$63,650
60% AMI	$40,550	$46,350	$52,150	$57,950	$62,600	$67,250	$71,850	$76,500
80% AMI	$54,000	$61,700	$69,400	$77,100	$83,300	$89,450	$95,650	$101,800
100% AMI	$67,600	$77,300	$86,950	$96,600	$104,350	$112,050	$119,800	$127,500
120% AMI	$81,150	$92,750	$104,350	$115,900	$125,200	$134,450	$143,750	$153,000

30%, 50%, and 80% AMI figures are published directly by HUD. The 60%, 100%, and 120% AMI tiers are derived from the median income using HUD's standard household size adjustment factors. This product uses the HUD User Data API but is not endorsed or certified by HUD User.

Program Eligibility at Each AMI Threshold

30% AMI

$32,150

Extremely Low Income

Priority for public housing and project-based Section 8.

4-person household

50% AMI

$48,200

Very Low Income

Eligible for Section 8 Housing Choice Vouchers (HCV).

4-person household

60% AMI

$57,950

LIHTC Threshold

Maximum income for Low-Income Housing Tax Credit units.

4-person household

80% AMI

$77,100

Low Income

Eligible for HOME Investment Partnership grants.

4-person household

80% AMI by Household Size

How the 80% AMI limit scales from a single-person household to an 8-person household in Stonington town. Find where your household size lands.

How Stonington town Compares

Local AMI (4-person)

$96,600

Stonington town

Statewide AMI (4-person)

$98,900

Maine

National Median (2024)

$96,300

National

Stonington town sits above the national average — the local AMI of $96,600 is higher than the national median of $96,300 though it is below the Maine statewide average of $98,900. Residents earning between 50% and 80% AMI have access to a reasonable range of affordable housing options, though competition for subsidized units may be moderate given the area's income profile.

Rent Affordability in Stonington town

Using the standard 30% rule — a household should spend no more than 30% of gross income on housing — here's the maximum affordable monthly rent at each AMI tier for a 4-person household.

30% AMI

$804/mo

Based on $32,150 annual income

50% AMI

$1,205/mo

Based on $48,200 annual income

80% AMI

$1,928/mo

Based on $77,100 annual income

The 30% Rule:HUD defines a household as "cost-burdened" when it spends more than 30% of gross income on housing costs (rent plus utilities). Households exceeding 50% are considered "severely cost-burdened." In Stonington town, a family of four earning exactly at 50% AMI ($48,200) should aim to keep total housing costs below $1,205 per month to avoid cost burden.

Who Uses This Data

Renters

"Am I eligible for affordable housing in Stonington town?" If your household income falls below the 50% or 80% AMI threshold shown above, you may qualify for Section 8 vouchers, LIHTC apartments, or other subsidized housing programs in the area.

Developers

"Does this market support LIHTC underwriting?" The 60% AMI limit in Stonington town sets the maximum tenant income for tax credit units. Higher AMI areas generally support stronger rent levels within LIHTC compliance, improving project feasibility.

Caseworkers & Planners

"What programs can my clients access?" Use the AMI breakdown for Stonington town to quickly determine which federal, state, and local housing programs a household qualifies for based on family size and income level.

What These Numbers Mean For You

In Stonington town, the 2025 Area Median Income of $96,600 places this area above the national benchmark. Because AMI thresholds are set locally, residents here face higher income limits for program qualification — a household earning $77,100 qualifies as Low Income (80% AMI), while the same income in a lower-cost market would likely exceed the cutoff.

For renters, this creates a dual reality: the income limits are more generous, but market rents are typically higher too. A family at exactly 50% AMI ($48,200) can afford roughly $1,205/month under the 30% rule — whether that covers available units in Stonington town depends on local rental market conditions.

For buyers and developers, the higher AMI supports stronger underwriting. LIHTC projects in Stonington town can set maximum rents based on the 60% AMI threshold ($57,950 for a 4-person household), which in a higher-AMI market translates to more financially viable affordable housing developments.

Frequently Asked Questions

What is the Area Median Income in Stonington town, Maine?

The 2025 Area Median Income in Stonington town is $96,600 for a family of four, as determined by HUD.

What is 80% AMI in Stonington town?

80% AMI in Stonington town is $77,100 for a 4-person household. This is the income limit for HUD's Low Income category and HOME program eligibility.

What income qualifies for Section 8 in Stonington town?

Section 8 Housing Choice Vouchers typically require income at or below 50% AMI. In Stonington town, the 50% AMI limit is $48,200 for a 4-person household.

How much rent can I afford at 80% AMI in Stonington town?

At 80% AMI in Stonington town ($77,100 for a 4-person household), the affordable monthly rent ceiling is approximately $1,928, based on the standard 30% of gross income guideline.

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