2025 Income Limits

What Is 80% AMI in South Portland city, Maine?

The Area Median Income in South Portland city is $129,800 for a family of four, meaning 80% AMI is $103,850 and 50% AMI is $64,900.

HUD 2025 Data Official Income Limits

2025 AMI Breakdown — South Portland city

AMI Tier	1 Person	2 Person	3 Person	4 Person	5 Person	6 Person	7 Person	8 Person
30% AMI	$27,300	$31,200	$35,100	$38,950	$42,100	$45,200	$48,650	$54,150
50% AMI	$45,450	$51,950	$58,450	$64,900	$70,100	$75,300	$80,500	$85,700
60% AMI	$54,500	$62,300	$70,100	$77,900	$84,100	$90,350	$96,550	$102,800
80% AMI	$72,700	$83,100	$93,500	$103,850	$112,200	$120,500	$128,800	$137,100
100% AMI	$90,850	$103,850	$116,800	$129,800	$140,200	$150,550	$160,950	$171,350
120% AMI	$109,050	$124,600	$140,200	$155,750	$168,200	$180,700	$193,150	$205,600

30%, 50%, and 80% AMI figures are published directly by HUD. The 60%, 100%, and 120% AMI tiers are derived from the median income using HUD's standard household size adjustment factors. This product uses the HUD User Data API but is not endorsed or certified by HUD User.

Program Eligibility at Each AMI Threshold

30% AMI

$38,950

Extremely Low Income

Priority for public housing and project-based Section 8.

4-person household

50% AMI

$64,900

Very Low Income

Eligible for Section 8 Housing Choice Vouchers (HCV).

4-person household

60% AMI

$77,900

LIHTC Threshold

Maximum income for Low-Income Housing Tax Credit units.

4-person household

80% AMI

$103,850

Low Income

Eligible for HOME Investment Partnership grants.

4-person household

80% AMI by Household Size

How the 80% AMI limit scales from a single-person household to an 8-person household in South Portland city. Find where your household size lands.

How South Portland city Compares

Local AMI (4-person)

$129,800

South Portland city

Statewide AMI (4-person)

$98,900

Maine

National Median (2024)

$96,300

National

South Portland city is a high-AMI market — the local median income of $129,800 exceeds both the Maine statewide figure of $98,900 and the national median of $96,300 by a significant margin. In practical terms, this means income limits for affordable housing programs are set higher here, so households earning moderate incomes in many other markets might still qualify for subsidized housing in South Portland city. Developers evaluating LIHTC projects in this area can underwrite higher rents while remaining within compliance thresholds.

Rent Affordability in South Portland city

Using the standard 30% rule — a household should spend no more than 30% of gross income on housing — here's the maximum affordable monthly rent at each AMI tier for a 4-person household.

30% AMI

$974/mo

Based on $38,950 annual income

50% AMI

$1,623/mo

Based on $64,900 annual income

80% AMI

$2,596/mo

Based on $103,850 annual income

The 30% Rule:HUD defines a household as "cost-burdened" when it spends more than 30% of gross income on housing costs (rent plus utilities). Households exceeding 50% are considered "severely cost-burdened." In South Portland city, a family of four earning exactly at 50% AMI ($64,900) should aim to keep total housing costs below $1,623 per month to avoid cost burden.

Who Uses This Data

Renters

"Am I eligible for affordable housing in South Portland city?" If your household income falls below the 50% or 80% AMI threshold shown above, you may qualify for Section 8 vouchers, LIHTC apartments, or other subsidized housing programs in the area.

Developers

"Does this market support LIHTC underwriting?" The 60% AMI limit in South Portland city sets the maximum tenant income for tax credit units. Higher AMI areas generally support stronger rent levels within LIHTC compliance, improving project feasibility.

Caseworkers & Planners

"What programs can my clients access?" Use the AMI breakdown for South Portland city to quickly determine which federal, state, and local housing programs a household qualifies for based on family size and income level.

What These Numbers Mean For You

In South Portland city, the 2025 Area Median Income of $129,800 places this area above the national benchmark. Because AMI thresholds are set locally, residents here face higher income limits for program qualification — a household earning $103,850 qualifies as Low Income (80% AMI), while the same income in a lower-cost market would likely exceed the cutoff.

For renters, this creates a dual reality: the income limits are more generous, but market rents are typically higher too. A family at exactly 50% AMI ($64,900) can afford roughly $1,623/month under the 30% rule — whether that covers available units in South Portland city depends on local rental market conditions.

For buyers and developers, the higher AMI supports stronger underwriting. LIHTC projects in South Portland city can set maximum rents based on the 60% AMI threshold ($77,900 for a 4-person household), which in a higher-AMI market translates to more financially viable affordable housing developments.

Frequently Asked Questions

What is the Area Median Income in South Portland city, Maine?

The 2025 Area Median Income in South Portland city is $129,800 for a family of four, as determined by HUD.

What is 80% AMI in South Portland city?

80% AMI in South Portland city is $103,850 for a 4-person household. This is the income limit for HUD's Low Income category and HOME program eligibility.

What income qualifies for Section 8 in South Portland city?

Section 8 Housing Choice Vouchers typically require income at or below 50% AMI. In South Portland city, the 50% AMI limit is $64,900 for a 4-person household.

How much rent can I afford at 80% AMI in South Portland city?

At 80% AMI in South Portland city ($103,850 for a 4-person household), the affordable monthly rent ceiling is approximately $2,596, based on the standard 30% of gross income guideline.

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