Affordable

What Salary Do You Need to Live in Ephraim?

To afford a 2-bedroom in Ephraim, you need to earn at least $43,720/year based on estimated fair market rent data. The median household income here is $70,677, which means the typical resident is $26,957 above the threshold.

Census ACS Data Pop. 5,739

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$765	$2,550	$30,600	$-40,077
1 Bedroom	$907	$3,023	$36,280	$-34,397
2 Bedroom BENCHMARK	$1,093	$3,643	$43,720	$-26,957
3 Bedroom	$1,333	$4,443	$53,320	$-17,357
4 Bedroom	$1,640	$5,467	$65,600	$-5,077

Affordability Breakdown

Where the required salary line crosses above Ephraim's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$70,677

Annual household

2BR Required Salary

$43,720

Under 30% rule

Income Gap

+$26,957

Surplus

Verdict

Affordable

Ratio: 18.6%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Ephraim

Your Annual Salary

Pre-filled with Ephraim's median household income

Max monthly rent you can afford$1,767

Studio

$765/mo

1 BR

$907/mo

2 BR

$1,093/mo

3 BR

$1,333/mo

4 BR

$1,640/mo

Your salary is $0 above the median income in Ephraim.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Ephraim's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Ephraim

Ephraim, Utah stands out as one of the more financially accessible housing markets in the state. The median household income of $70,677 significantly exceeds the $43,720 needed to comfortably afford a 2-bedroom at 30% of gross income — leaving a $26,957 annual surplus for savings, debt repayment, or lifestyle spending.

For remote workers or relocators evaluating Ephraim, a studio at $765/month offers an even more aggressive savings rate. Even a 3-bedroom at $1,333/month remains accessible for dual-income households earning above $53,320.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $65,580 would position you well — though many residents in Ephraim manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Ephraim, Utah.

With a total population of 5,739, the city supports an active civilian workforce of 2,732 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $43,720 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

2,732

Active civilian employees in Ephraim

Frequently Asked Questions About Renting in Ephraim

What salary do I need to live in Ephraim, Utah?

To afford a 2-bedroom in Ephraim under the 30% rule, you need an annual salary of at least $43,720. The median household income in Ephraim is $70,677.

Can I afford a 2-bedroom in Ephraim on $70,677?

The affordability verdict for Ephraim is "Affordable". The rent-to-income ratio is 18.6%, meaning median earners have a $26,957 surplus.

What is the average rent in Ephraim compared to median income?

The median gross rent in Ephraim is $907/month. With a median household income of $70,677, residents spend approximately 18.6% of their income on rent.

What salary do I need for a studio in Ephraim?

A studio in Ephraim rents for approximately $765/month. Under the 30% rule, you need an annual salary of $30,600 to afford this.

Is Ephraim considered an affordable place to live?

Based on the surplus of $26,957 and an affordability verdict of "Affordable", Ephraim is considered a affordable rental market when comparing the required 2-bedroom salary of $43,720 to the local median household income.

How Ephraim Compares

Other cities in Utah with salary requirements