Stretched

What Salary Do You Need to Live in Narragansett Pier?

To afford a 2-bedroom in Narragansett Pier, you need to earn at least $78,840/year based on estimated fair market rent data. The median household income here is $76,528, which means the typical resident is $2,312 below the threshold.

Census ACS Data Pop. 2,805

Salary Required by Bedroom Size

BedroomMonthly RentMonthly IncomeAnnual Salaryvs. Median
Studio $1,380$4,600$55,200$-21,328
1 Bedroom $1,636$5,453$65,440$-11,088
2 Bedroom BENCHMARK$1,971$6,570$78,840+$2,312
3 Bedroom $2,405$8,017$96,200+$19,672
4 Bedroom $2,957$9,857$118,280+$41,752

Affordability Breakdown

Where the required salary line crosses above Narragansett Pier's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$76,528

Annual household

2BR Required Salary

$78,840

Under 30% rule

Income Gap

-$2,312

Deficit

Verdict

Stretched

Ratio: 30.9%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Narragansett Pier

Pre-filled with Narragansett Pier's median household income

Max monthly rent you can afford$1,913

Studio

$1,380/mo

1 BR

$1,636/mo

2 BR

$1,971/mo

3 BR

$2,405/mo

4 BR

$2,957/mo

Your salary is $0 above the median income in Narragansett Pier.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Narragansett Pier's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Narragansett Pier

Renting in Narragansett Pier is stretched but not impossible. The gap is a relatively narrow $2,312, suggesting that households slightly above median can find workable arrangements — especially with studios at $1,380/month.

If you're relocating to Narragansett Pier, target the studio or 1-bedroom tier ($1,380–$1,636/month) unless your income exceeds $78,840. A roommate splitting a 2-bedroom effectively halves the individual rent burden to $986/month.

The break-even salary for comfortable living in Narragansett Pier is approximately $118,260. Below this threshold, expect housing to consume a disproportionate share of your budget, limiting discretionary spending and savings capacity.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Narragansett Pier, Rhode Island.

With a total population of 2,805, the city supports an active civilian workforce of 1,343 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $78,840 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

1,343

Active civilian employees in Narragansett Pier

Frequently Asked Questions About Renting in Narragansett Pier

What salary do I need to live in Narragansett Pier, Rhode Island?

To afford a 2-bedroom in Narragansett Pier under the 30% rule, you need an annual salary of at least $78,840. The median household income in Narragansett Pier is $76,528.

Can I afford a 2-bedroom in Narragansett Pier on $76,528?

The affordability verdict for Narragansett Pier is "Stretched". The rent-to-income ratio is 30.9%, meaning there's a $2,312 income gap.

What is the average rent in Narragansett Pier compared to median income?

The median gross rent in Narragansett Pier is $1,636/month. With a median household income of $76,528, residents spend approximately 30.9% of their income on rent.

What salary do I need for a studio in Narragansett Pier?

A studio in Narragansett Pier rents for approximately $1,380/month. Under the 30% rule, you need an annual salary of $55,200 to afford this.

Is Narragansett Pier considered an affordable place to live?

Based on the deficit of $2,312 and an affordability verdict of "Stretched", Narragansett Pier is considered a stretched rental market when comparing the required 2-bedroom salary of $78,840 to the local median household income.

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