Stretched

What Salary Do You Need to Live in Lucama?

To afford a 2-bedroom in Lucama, you need to earn at least $43,720/year based on estimated fair market rent data. The median household income here is $37,750, which means the typical resident is $5,970 below the threshold.

Census ACS Data Pop. 1,058

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$765	$2,550	$30,600	$-7,150
1 Bedroom	$907	$3,023	$36,280	$-1,470
2 Bedroom BENCHMARK	$1,093	$3,643	$43,720	+$5,970
3 Bedroom	$1,333	$4,443	$53,320	+$15,570
4 Bedroom	$1,640	$5,467	$65,600	+$27,850

Affordability Breakdown

Where the required salary line crosses above Lucama's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$37,750

Annual household

2BR Required Salary

$43,720

Under 30% rule

Income Gap

-$5,970

Deficit

Verdict

Stretched

Ratio: 34.7%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Lucama

Your Annual Salary

Pre-filled with Lucama's median household income

Max monthly rent you can afford$944

Studio

$765/mo

1 BR

$907/mo

2 BR

$1,093/mo

3 BR

$1,333/mo

4 BR

$1,640/mo

Your salary is $0 above the median income in Lucama.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Lucama's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Lucama

Lucama's rental market puts real pressure on median earners. A 2-bedroom at $1,093/month requires $43,720/year — about $5,970 more than the median household income. Roommates or dual incomes significantly change the equation.

If you're relocating to Lucama, target the studio or 1-bedroom tier ($765–$907/month) unless your income exceeds $43,720. A roommate splitting a 2-bedroom effectively halves the individual rent burden to $547/month.

The break-even salary for comfortable living in Lucama is approximately $65,580. Below this threshold, expect housing to consume a disproportionate share of your budget, limiting discretionary spending and savings capacity.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Lucama, North Carolina.

With a total population of 1,058, the city supports an active civilian workforce of 423 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $43,720 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

423

Active civilian employees in Lucama

Frequently Asked Questions About Renting in Lucama

What salary do I need to live in Lucama, North Carolina?

To afford a 2-bedroom in Lucama under the 30% rule, you need an annual salary of at least $43,720. The median household income in Lucama is $37,750.

Can I afford a 2-bedroom in Lucama on $37,750?

The affordability verdict for Lucama is "Stretched". The rent-to-income ratio is 34.7%, meaning there's a $5,970 income gap.

What is the average rent in Lucama compared to median income?

The median gross rent in Lucama is $907/month. With a median household income of $37,750, residents spend approximately 34.7% of their income on rent.

What salary do I need for a studio in Lucama?

A studio in Lucama rents for approximately $765/month. Under the 30% rule, you need an annual salary of $30,600 to afford this.

Is Lucama considered an affordable place to live?

Based on the deficit of $5,970 and an affordability verdict of "Stretched", Lucama is considered a stretched rental market when comparing the required 2-bedroom salary of $43,720 to the local median household income.

How Lucama Compares

Other cities in North Carolina with salary requirements