Affordable

What Salary Do You Need to Live in Martin City?

To afford a 2-bedroom in Martin City, you need to earn at least $32,440/year based on estimated fair market rent data. The median household income here is $56,473, which means the typical resident is $24,033 above the threshold.

Census ACS Data Pop. 308

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$568	$1,893	$22,720	$-33,753
1 Bedroom	$673	$2,243	$26,920	$-29,553
2 Bedroom BENCHMARK	$811	$2,703	$32,440	$-24,033
3 Bedroom	$989	$3,297	$39,560	$-16,913
4 Bedroom	$1,217	$4,057	$48,680	$-7,793

Affordability Breakdown

Where the required salary line crosses above Martin City's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$56,473

Annual household

2BR Required Salary

$32,440

Under 30% rule

Income Gap

+$24,033

Surplus

Verdict

Affordable

Ratio: 17.2%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Martin City

Your Annual Salary

Pre-filled with Martin City's median household income

Max monthly rent you can afford$1,412

Studio

$568/mo

1 BR

$673/mo

2 BR

$811/mo

3 BR

$989/mo

4 BR

$1,217/mo

Your salary is $0 above the median income in Martin City.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Martin City's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Martin City

Martin City, Montana stands out as one of the more financially accessible housing markets in the state. The median household income of $56,473 significantly exceeds the $32,440 needed to comfortably afford a 2-bedroom at 30% of gross income — leaving a $24,033 annual surplus for savings, debt repayment, or lifestyle spending.

For remote workers or relocators evaluating Martin City, a studio at $568/month offers an even more aggressive savings rate. Even a 3-bedroom at $989/month remains accessible for dual-income households earning above $39,560.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $48,660 would position you well — though many residents in Martin City manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Martin City, Montana.

With a total population of 308, the city supports an active civilian workforce of 163 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $32,440 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

163

Active civilian employees in Martin City

Frequently Asked Questions About Renting in Martin City

What salary do I need to live in Martin City, Montana?

To afford a 2-bedroom in Martin City under the 30% rule, you need an annual salary of at least $32,440. The median household income in Martin City is $56,473.

Can I afford a 2-bedroom in Martin City on $56,473?

The affordability verdict for Martin City is "Affordable". The rent-to-income ratio is 17.2%, meaning median earners have a $24,033 surplus.

What is the average rent in Martin City compared to median income?

The median gross rent in Martin City is $673/month. With a median household income of $56,473, residents spend approximately 17.2% of their income on rent.

What salary do I need for a studio in Martin City?

A studio in Martin City rents for approximately $568/month. Under the 30% rule, you need an annual salary of $22,720 to afford this.

Is Martin City considered an affordable place to live?

Based on the surplus of $24,033 and an affordability verdict of "Affordable", Martin City is considered a affordable rental market when comparing the required 2-bedroom salary of $32,440 to the local median household income.

How Martin City Compares

Other cities in Montana with salary requirements