Affordable

What Salary Do You Need to Live in Winthrop?

To afford a 2-bedroom in Winthrop, you need to earn at least $51,760/year based on estimated fair market rent data. The median household income here is $66,875, which means the typical resident is $15,115 above the threshold.

Census ACS Data Pop. 2,546

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$906	$3,020	$36,240	$-30,635
1 Bedroom	$1,074	$3,580	$42,960	$-23,915
2 Bedroom BENCHMARK	$1,294	$4,313	$51,760	$-15,115
3 Bedroom	$1,579	$5,263	$63,160	$-3,715
4 Bedroom	$1,941	$6,470	$77,640	+$10,765

Affordability Breakdown

Where the required salary line crosses above Winthrop's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$66,875

Annual household

2BR Required Salary

$51,760

Under 30% rule

Income Gap

+$15,115

Surplus

Verdict

Affordable

Ratio: 23.2%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Winthrop

Your Annual Salary

Pre-filled with Winthrop's median household income

Max monthly rent you can afford$1,672

Studio

$906/mo

1 BR

$1,074/mo

2 BR

$1,294/mo

3 BR

$1,579/mo

4 BR

$1,941/mo

Your salary is $0 above the median income in Winthrop.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Winthrop's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Winthrop

Living in Winthrop is well within reach for most median-income earners. With a $15,115 cushion between what residents earn and what a 2-bedroom requires, households in Winthrop typically have meaningful financial flexibility after housing costs.

For remote workers or relocators evaluating Winthrop, a studio at $906/month offers an even more aggressive savings rate. Even a 3-bedroom at $1,579/month remains accessible for dual-income households earning above $63,160.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $77,640 would position you well — though many residents in Winthrop manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Winthrop, Maine.

With a total population of 2,546, the city supports an active civilian workforce of 1,090 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $51,760 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

1,090

Active civilian employees in Winthrop

Frequently Asked Questions About Renting in Winthrop

What salary do I need to live in Winthrop, Maine?

To afford a 2-bedroom in Winthrop under the 30% rule, you need an annual salary of at least $51,760. The median household income in Winthrop is $66,875.

Can I afford a 2-bedroom in Winthrop on $66,875?

The affordability verdict for Winthrop is "Affordable". The rent-to-income ratio is 23.2%, meaning median earners have a $15,115 surplus.

What is the average rent in Winthrop compared to median income?

The median gross rent in Winthrop is $1,074/month. With a median household income of $66,875, residents spend approximately 23.2% of their income on rent.

What salary do I need for a studio in Winthrop?

A studio in Winthrop rents for approximately $906/month. Under the 30% rule, you need an annual salary of $36,240 to afford this.

Is Winthrop considered an affordable place to live?

Based on the surplus of $15,115 and an affordability verdict of "Affordable", Winthrop is considered a affordable rental market when comparing the required 2-bedroom salary of $51,760 to the local median household income.

How Winthrop Compares

Other cities in Maine with salary requirements