Stretched

What Salary Do You Need to Live in Hartsville?

To afford a 2-bedroom in Hartsville, you need to earn at least $66,280/year based on estimated fair market rent data. The median household income here is $62,321, which means the typical resident is $3,959 below the threshold.

Census ACS Data Pop. 289

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$1,160	$3,867	$46,400	$-15,921
1 Bedroom	$1,375	$4,583	$55,000	$-7,321
2 Bedroom BENCHMARK	$1,657	$5,523	$66,280	+$3,959
3 Bedroom	$2,022	$6,740	$80,880	+$18,559
4 Bedroom	$2,486	$8,287	$99,440	+$37,119

Affordability Breakdown

Where the required salary line crosses above Hartsville's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$62,321

Annual household

2BR Required Salary

$66,280

Under 30% rule

Income Gap

-$3,959

Deficit

Verdict

Stretched

Ratio: 31.9%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Hartsville

Your Annual Salary

Pre-filled with Hartsville's median household income

Max monthly rent you can afford$1,558

Studio

$1,160/mo

1 BR

$1,375/mo

2 BR

$1,657/mo

3 BR

$2,022/mo

4 BR

$2,486/mo

Your salary is $0 above the median income in Hartsville.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Hartsville's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Hartsville

Renting in Hartsville is stretched but not impossible. The gap is a relatively narrow $3,959, suggesting that households slightly above median can find workable arrangements — especially with studios at $1,160/month.

If you're relocating to Hartsville, target the studio or 1-bedroom tier ($1,160–$1,375/month) unless your income exceeds $66,280. A roommate splitting a 2-bedroom effectively halves the individual rent burden to $829/month.

The break-even salary for comfortable living in Hartsville is approximately $99,420. Below this threshold, expect housing to consume a disproportionate share of your budget, limiting discretionary spending and savings capacity.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Hartsville, Indiana.

With a total population of 289, the city supports an active civilian workforce of 111 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $66,280 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

111

Active civilian employees in Hartsville

Frequently Asked Questions About Renting in Hartsville

What salary do I need to live in Hartsville, Indiana?

To afford a 2-bedroom in Hartsville under the 30% rule, you need an annual salary of at least $66,280. The median household income in Hartsville is $62,321.

Can I afford a 2-bedroom in Hartsville on $62,321?

The affordability verdict for Hartsville is "Stretched". The rent-to-income ratio is 31.9%, meaning there's a $3,959 income gap.

What is the average rent in Hartsville compared to median income?

The median gross rent in Hartsville is $1,375/month. With a median household income of $62,321, residents spend approximately 31.9% of their income on rent.

What salary do I need for a studio in Hartsville?

A studio in Hartsville rents for approximately $1,160/month. Under the 30% rule, you need an annual salary of $46,400 to afford this.

Is Hartsville considered an affordable place to live?

Based on the deficit of $3,959 and an affordability verdict of "Stretched", Hartsville is considered a stretched rental market when comparing the required 2-bedroom salary of $66,280 to the local median household income.

How Hartsville Compares

Other cities in Indiana with salary requirements