Stretched

What Salary Do You Need to Live in Raiford?

To afford a 2-bedroom in Raiford, you need to earn at least $48,920/year based on estimated fair market rent data. The median household income here is $45,833, which means the typical resident is $3,087 below the threshold.

Census ACS Data Pop. 270

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$856	$2,853	$34,240	$-11,593
1 Bedroom	$1,015	$3,383	$40,600	$-5,233
2 Bedroom BENCHMARK	$1,223	$4,077	$48,920	+$3,087
3 Bedroom	$1,492	$4,973	$59,680	+$13,847
4 Bedroom	$1,835	$6,117	$73,400	+$27,567

Affordability Breakdown

Where the required salary line crosses above Raiford's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$45,833

Annual household

2BR Required Salary

$48,920

Under 30% rule

Income Gap

-$3,087

Deficit

Verdict

Stretched

Ratio: 32.0%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Raiford

Your Annual Salary

Pre-filled with Raiford's median household income

Max monthly rent you can afford$1,146

Studio

$856/mo

1 BR

$1,015/mo

2 BR

$1,223/mo

3 BR

$1,492/mo

4 BR

$1,835/mo

Your salary is $0 above the median income in Raiford.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Raiford's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Raiford

Renting in Raiford is stretched but not impossible. The gap is a relatively narrow $3,087, suggesting that households slightly above median can find workable arrangements — especially with studios at $856/month.

If you're relocating to Raiford, target the studio or 1-bedroom tier ($856–$1,015/month) unless your income exceeds $48,920. A roommate splitting a 2-bedroom effectively halves the individual rent burden to $612/month.

The break-even salary for comfortable living in Raiford is approximately $73,380. Below this threshold, expect housing to consume a disproportionate share of your budget, limiting discretionary spending and savings capacity.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Raiford, Florida.

With a total population of 270, the city supports an active civilian workforce of 80 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $48,920 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

Active civilian employees in Raiford

Frequently Asked Questions About Renting in Raiford

What salary do I need to live in Raiford, Florida?

To afford a 2-bedroom in Raiford under the 30% rule, you need an annual salary of at least $48,920. The median household income in Raiford is $45,833.

Can I afford a 2-bedroom in Raiford on $45,833?

The affordability verdict for Raiford is "Stretched". The rent-to-income ratio is 32.0%, meaning there's a $3,087 income gap.

What is the average rent in Raiford compared to median income?

The median gross rent in Raiford is $1,015/month. With a median household income of $45,833, residents spend approximately 32.0% of their income on rent.

What salary do I need for a studio in Raiford?

A studio in Raiford rents for approximately $856/month. Under the 30% rule, you need an annual salary of $34,240 to afford this.

Is Raiford considered an affordable place to live?

Based on the deficit of $3,087 and an affordability verdict of "Stretched", Raiford is considered a stretched rental market when comparing the required 2-bedroom salary of $48,920 to the local median household income.

How Raiford Compares

Other cities in Florida with salary requirements