Affordable

What Salary Do You Need to Live in Naugatuck?

To afford a 2-bedroom in Naugatuck, you need to earn at least $59,680/year based on estimated fair market rent data. The median household income here is $91,145, which means the typical resident is $31,465 above the threshold.

Census ACS Data Pop. 31,653

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$1,044	$3,480	$41,760	$-49,385
1 Bedroom	$1,238	$4,127	$49,520	$-41,625
2 Bedroom BENCHMARK	$1,492	$4,973	$59,680	$-31,465
3 Bedroom	$1,820	$6,067	$72,800	$-18,345
4 Bedroom	$2,238	$7,460	$89,520	$-1,625

Affordability Breakdown

Where the required salary line crosses above Naugatuck's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$91,145

Annual household

2BR Required Salary

$59,680

Under 30% rule

Income Gap

+$31,465

Surplus

Verdict

Affordable

Ratio: 19.6%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Naugatuck

Your Annual Salary

Pre-filled with Naugatuck's median household income

Max monthly rent you can afford$2,279

Studio

$1,044/mo

1 BR

$1,238/mo

2 BR

$1,492/mo

3 BR

$1,820/mo

4 BR

$2,238/mo

Your salary is $0 above the median income in Naugatuck.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Naugatuck's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Naugatuck

Naugatuck, Connecticut stands out as one of the more financially accessible housing markets in the state. The median household income of $91,145 significantly exceeds the $59,680 needed to comfortably afford a 2-bedroom at 30% of gross income — leaving a $31,465 annual surplus for savings, debt repayment, or lifestyle spending.

For remote workers or relocators evaluating Naugatuck, a studio at $1,044/month offers an even more aggressive savings rate. Even a 3-bedroom at $1,820/month remains accessible for dual-income households earning above $72,800.

To live comfortably with room for non-housing expenses, a break-even salary of approximately $89,520 would position you well — though many residents in Naugatuck manage on less given the favorable rent-to-income dynamics.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Naugatuck, Connecticut.

With a total population of 31,653, the city supports an active civilian workforce of 17,819 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $59,680 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

17,819

Active civilian employees in Naugatuck

Frequently Asked Questions About Renting in Naugatuck

What salary do I need to live in Naugatuck, Connecticut?

To afford a 2-bedroom in Naugatuck under the 30% rule, you need an annual salary of at least $59,680. The median household income in Naugatuck is $91,145.

Can I afford a 2-bedroom in Naugatuck on $91,145?

The affordability verdict for Naugatuck is "Affordable". The rent-to-income ratio is 19.6%, meaning median earners have a $31,465 surplus.

What is the average rent in Naugatuck compared to median income?

The median gross rent in Naugatuck is $1,238/month. With a median household income of $91,145, residents spend approximately 19.6% of their income on rent.

What salary do I need for a studio in Naugatuck?

A studio in Naugatuck rents for approximately $1,044/month. Under the 30% rule, you need an annual salary of $41,760 to afford this.

Is Naugatuck considered an affordable place to live?

Based on the surplus of $31,465 and an affordability verdict of "Affordable", Naugatuck is considered a affordable rental market when comparing the required 2-bedroom salary of $59,680 to the local median household income.

How Naugatuck Compares

Other cities in Connecticut with salary requirements