Manageable

What Salary Do You Need to Live in Kearny?

To afford a 2-bedroom in Kearny, you need to earn at least $50,400/year based on estimated fair market rent data. The median household income here is $58,026, which means the typical resident is $7,626 above the threshold.

Census ACS Data Pop. 2,327

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$882	$2,940	$35,280	$-22,746
1 Bedroom	$1,046	$3,487	$41,840	$-16,186
2 Bedroom BENCHMARK	$1,260	$4,200	$50,400	$-7,626
3 Bedroom	$1,537	$5,123	$61,480	+$3,454
4 Bedroom	$1,890	$6,300	$75,600	+$17,574

Affordability Breakdown

Where the required salary line crosses above Kearny's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$58,026

Annual household

2BR Required Salary

$50,400

Under 30% rule

Income Gap

+$7,626

Surplus

Verdict

Manageable

Ratio: 26.1%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Kearny

Your Annual Salary

Pre-filled with Kearny's median household income

Max monthly rent you can afford$1,451

Studio

$882/mo

1 BR

$1,046/mo

2 BR

$1,260/mo

3 BR

$1,537/mo

4 BR

$1,890/mo

Your salary is $0 above the median income in Kearny.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Kearny's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Kearny

Renting in Kearny, Arizona is doable for median earners, but tight. A 2-bedroom requires roughly $50,400/year under the 30% rule, and with a median income of $58,026, residents are operating close to the threshold.

Downsizing to a 1-bedroom ($1,046/month) or studio ($882/month) materially improves the math. For those needing more space, a 3-bedroom in Kearny pushes the required income to $61,480.

For comfortable living in Kearny without financial stress, target a household income of at least $75,600 — this accounts for rent being approximately 30% of take-home pay while leaving adequate room for Arizona's cost of living.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Kearny, Arizona.

With a total population of 2,327, the city supports an active civilian workforce of 966 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $50,400 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

966

Active civilian employees in Kearny

Frequently Asked Questions About Renting in Kearny

What salary do I need to live in Kearny, Arizona?

To afford a 2-bedroom in Kearny under the 30% rule, you need an annual salary of at least $50,400. The median household income in Kearny is $58,026.

Can I afford a 2-bedroom in Kearny on $58,026?

The affordability verdict for Kearny is "Manageable". The rent-to-income ratio is 26.1%, meaning median earners have a $7,626 surplus.

What is the average rent in Kearny compared to median income?

The median gross rent in Kearny is $1,046/month. With a median household income of $58,026, residents spend approximately 26.1% of their income on rent.

What salary do I need for a studio in Kearny?

A studio in Kearny rents for approximately $882/month. Under the 30% rule, you need an annual salary of $35,280 to afford this.

Is Kearny considered an affordable place to live?

Based on the surplus of $7,626 and an affordability verdict of "Manageable", Kearny is considered a manageable rental market when comparing the required 2-bedroom salary of $50,400 to the local median household income.

How Kearny Compares

Other cities in Arizona with salary requirements