Stretched

What Salary Do You Need to Live in Holy Cross?

To afford a 2-bedroom in Holy Cross, you need to earn at least $34,920/year based on estimated fair market rent data. The median household income here is $33,571, which means the typical resident is $1,349 below the threshold.

Census ACS Data Pop. 277

Salary Required by Bedroom Size

Bedroom	Monthly Rent	Monthly Income	Annual Salary	vs. Median
Studio	$611	$2,037	$24,440	$-9,131
1 Bedroom	$725	$2,417	$29,000	$-4,571
2 Bedroom BENCHMARK	$873	$2,910	$34,920	+$1,349
3 Bedroom	$1,065	$3,550	$42,600	+$9,029
4 Bedroom	$1,310	$4,367	$52,400	+$18,829

Affordability Breakdown

Where the required salary line crosses above Holy Cross's median income — housing becomes unaffordable for the typical resident.

Required Salary Median Income

Income vs. Rent Snapshot

Median Income

$33,571

Annual household

2BR Required Salary

$34,920

Under 30% rule

Income Gap

-$1,349

Deficit

Verdict

Stretched

Ratio: 31.2%

The 30% Rule Calculator

Enter your annual salary to see what you can afford in Holy Cross

Your Annual Salary

Pre-filled with Holy Cross's median household income

Max monthly rent you can afford$839

Studio

$611/mo

1 BR

$725/mo

2 BR

$873/mo

3 BR

$1,065/mo

4 BR

$1,310/mo

Your salary is $0 above the median income in Holy Cross.

Salary Comparison by Bedroom

Bars left of the marker line are affordable for Holy Cross's median earner. Bars to the right require above-median income.

Affordable Above Median Median Income

What This Means If You're Moving to Holy Cross

Renting in Holy Cross is stretched but not impossible. The gap is a relatively narrow $1,349, suggesting that households slightly above median can find workable arrangements — especially with studios at $611/month.

If you're relocating to Holy Cross, target the studio or 1-bedroom tier ($611–$725/month) unless your income exceeds $34,920. A roommate splitting a 2-bedroom effectively halves the individual rent burden to $437/month.

The break-even salary for comfortable living in Holy Cross is approximately $52,380. Below this threshold, expect housing to consume a disproportionate share of your budget, limiting discretionary spending and savings capacity.

Economic Outlook

Local Job Market & Housing Dynamics

Affording rent isn't just about housing prices—it's heavily dependent on local employment opportunities and the strength of the job market in Holy Cross, Alaska.

With a total population of 277, the city supports an active civilian workforce of 108 people. A strong employment base often indicates a stable economy, which is crucial when committing to a lease requiring a $34,920 annual salary. The ratio of employed residents to the total population provides insight into the local economic health and competition for both jobs and housing.

Employed Workforce

108

Active civilian employees in Holy Cross

Frequently Asked Questions About Renting in Holy Cross

What salary do I need to live in Holy Cross, Alaska?

To afford a 2-bedroom in Holy Cross under the 30% rule, you need an annual salary of at least $34,920. The median household income in Holy Cross is $33,571.

Can I afford a 2-bedroom in Holy Cross on $33,571?

The affordability verdict for Holy Cross is "Stretched". The rent-to-income ratio is 31.2%, meaning there's a $1,349 income gap.

What is the average rent in Holy Cross compared to median income?

The median gross rent in Holy Cross is $725/month. With a median household income of $33,571, residents spend approximately 31.2% of their income on rent.

What salary do I need for a studio in Holy Cross?

A studio in Holy Cross rents for approximately $611/month. Under the 30% rule, you need an annual salary of $24,440 to afford this.

Is Holy Cross considered an affordable place to live?

Based on the deficit of $1,349 and an affordability verdict of "Stretched", Holy Cross is considered a stretched rental market when comparing the required 2-bedroom salary of $34,920 to the local median household income.

How Holy Cross Compares

Other cities in Alaska with salary requirements