2025 Income Limits

What Is 80% AMI in Chautauqua County, New York?

The Area Median Income in Chautauqua County is $82,700 for a family of four, meaning 80% AMI is $70,800 and 50% AMI is $44,250.

HUD 2025 Data Official Income Limits

2025 AMI Breakdown — Chautauqua County

AMI Tier1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
30% AMI$18,600$21,250$26,650$32,150$37,650$43,150$48,650$54,150
50% AMI$31,000$35,400$39,850$44,250$47,800$51,350$54,900$58,450
60% AMI$34,750$39,700$44,650$49,600$53,600$57,550$61,550$65,500
80% AMI$49,600$56,650$63,750$70,800$76,500$82,150$87,800$93,500
100% AMI$57,900$66,150$74,450$82,700$89,300$95,950$102,550$109,150
120% AMI$69,450$79,400$89,300$99,250$107,200$115,100$123,050$131,000

30%, 50%, and 80% AMI figures are published directly by HUD. The 60%, 100%, and 120% AMI tiers are derived from the median income using HUD's standard household size adjustment factors. This product uses the HUD User Data API but is not endorsed or certified by HUD User.

Program Eligibility at Each AMI Threshold

30% AMI

$32,150

Extremely Low Income

Priority for public housing and project-based Section 8.

4-person household

50% AMI

$44,250

Very Low Income

Eligible for Section 8 Housing Choice Vouchers (HCV).

4-person household

60% AMI

$49,600

LIHTC Threshold

Maximum income for Low-Income Housing Tax Credit units.

4-person household

80% AMI

$70,800

Low Income

Eligible for HOME Investment Partnership grants.

4-person household

80% AMI by Household Size

How the 80% AMI limit scales from a single-person household to an 8-person household in Chautauqua County. Find where your household size lands.

How Chautauqua County Compares

Local AMI (4-person)

$82,700

Chautauqua County

Statewide AMI (4-person)

$110,200

New York

National Median (2024)

$96,300

National

Chautauqua County falls below the national median — the local AMI of $82,700 is lower than the national figure of $96,300 and also below the New York statewide average of $110,200. This means income limits for programs like Section 8 and LIHTC are set lower here, so households must earn less to qualify. For renters, the lower thresholds can make the difference between eligibility and exclusion from critical housing assistance.

Rent Affordability in Chautauqua County

Using the standard 30% rule — a household should spend no more than 30% of gross income on housing — here's the maximum affordable monthly rent at each AMI tier for a 4-person household.

30% AMI

$804/mo

Based on $32,150 annual income

50% AMI

$1,106/mo

Based on $44,250 annual income

80% AMI

$1,770/mo

Based on $70,800 annual income

The 30% Rule:HUD defines a household as "cost-burdened" when it spends more than 30% of gross income on housing costs (rent plus utilities). Households exceeding 50% are considered "severely cost-burdened." In Chautauqua County, a family of four earning exactly at 50% AMI ($44,250) should aim to keep total housing costs below $1,106 per month to avoid cost burden.

Who Uses This Data

Renters

"Am I eligible for affordable housing in Chautauqua County?" If your household income falls below the 50% or 80% AMI threshold shown above, you may qualify for Section 8 vouchers, LIHTC apartments, or other subsidized housing programs in the area.

Developers

"Does this market support LIHTC underwriting?" The 60% AMI limit in Chautauqua County sets the maximum tenant income for tax credit units. Higher AMI areas generally support stronger rent levels within LIHTC compliance, improving project feasibility.

Caseworkers & Planners

"What programs can my clients access?" Use the AMI breakdown for Chautauqua County to quickly determine which federal, state, and local housing programs a household qualifies for based on family size and income level.

What These Numbers Mean For You

In Chautauqua County, the 2025 Area Median Income of $82,700 falls below the national median of $96,300. This means federal housing program income limits are set lower here — a household must earn less to qualify for the same programs that serve higher-income families in costlier markets.

For renters, the lower AMI can be a double-edged sword. While qualification thresholds are more accessible (50% AMI is just $44,250 for a 4-person household), the affordable rent ceiling of $1,106/month at that level may more closely align with actual market rents in Chautauqua County— potentially reducing the gap between "affordable" and "available."

For developers, the lower AMI tightens the economics of LIHTC projects. The 60% AMI cap for a 4-person household in Chautauqua County is $49,600, which constrains maximum allowable rents and may require additional subsidies or creative financing to achieve feasibility. For city planners in New York, the gap between Chautauqua County's AMI and the statewide average of $110,200 highlights regional economic disparities worth addressing in housing policy.

Frequently Asked Questions

What is the Area Median Income in Chautauqua County, New York?
The 2025 Area Median Income in Chautauqua County is $82,700 for a family of four, as determined by HUD.
What is 80% AMI in Chautauqua County?
80% AMI in Chautauqua County is $70,800 for a 4-person household. This is the income limit for HUD's Low Income category and HOME program eligibility.
What income qualifies for Section 8 in Chautauqua County?
Section 8 Housing Choice Vouchers typically require income at or below 50% AMI. In Chautauqua County, the 50% AMI limit is $44,250 for a 4-person household.
How much rent can I afford at 80% AMI in Chautauqua County?
At 80% AMI in Chautauqua County ($70,800 for a 4-person household), the affordable monthly rent ceiling is approximately $1,770, based on the standard 30% of gross income guideline.

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